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Basis Pertumbuhan Ekonomi Indonesia Konsumsi Rumah Tangga

JAKARTA | CBNPost — Basis pertumbuhan ekonomi Indonesia pada kuartal kedua 2023 adalah konsumsi masyakat atau rumah tangga yang mencapai 5,3 persen dan investasi yang meningkat 4,36 persen. Hal itu disampaikan Ketua Dewan Komisioner OJK Mahendra Siregar pada Literasi Keuangan Indonesia Terdepan (Like It), Senin, 14 Agustus 2023.

Untuk menjaga keberlanjutan dan peningkatan kedua sektor tersebut, menurut Mahendra ada sejumlah fokus di sektor jasa keuangan yang harus dioptimalkan antara lain pengembangan pembiayaan sektor UMKM dan pengembangan Pasar Modal. Dikatakannya, pembiayaan UMKM dari perbankan dan perusahaan pembiayaan selalu menjadi prioritas kebijakan OJK. Saat pandemi, seluruh kredit restrukturisasi terkait UMKM diberikan perpanjangan sampai Maret 2024.

“Jadi seluruh perangkat kebijakan, pengawasan dan tindakan bagi ekosistem UMKM dan akses literasi bagi peningkatan masyarakat pada pemahaman serta pemanfaatan seluruh sektor jasa keuangan menjadi prioritas OJK,” katanya.

Baca Juga: Universitas Syiah Kuala Kembali Kukuhkan Lima Guru Besar

Sedangkan di sektor pasar modal, Mahendra menilai potensinya masih sangat besar untuk semakin  meningkatkan pembiayaan perekonomian nasional. OJK mencatat jumlah investor Pasar Modal pada Juli 2023 sudah mencapai 11,42 juta investor atau sekitar 4,5 persen dari populasi Indonesia. Dari jumlah tersebut, sebanyak 80,44 persen investor merupakan generasi muda (Generasi Milenial dan Gen Z).

“Di sinilah kita dorong, fasilitasi produk investasi, dan juga menjaga dan melindungi konsumen, dan mengawasi perilaku para perusahaan, baik emiten, jasa keuangan lain, perbankan, asuransi, pembiayaan dan juga pinjaman online, yang harus terus diawasi. Untuk itu kami siap dukung seluruh program dan kerja sama yang dicanangkan dalam kesempatan selama ini,” katanya.[]

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