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BI Catat Transaksi Digital Banking Mencapai Rp5.570,49 Triliun

JAKARTA | CBNPost – Bank Indonesia mencatat kinerja transaksi ekonomi dan keuangan digital tetap kuat didukung oleh sistem pembayaran yang aman, lancar, dan andal.

Asisten Gubernur/Kepala Departemen Komunikasi Bank Indonesia, Erwin Haryono dalam keterangan tertulis, Kamis, 20 Juni 2024 menjelaskan, pada Mei 2024, transaksi BI-RTGS tercatat meningkat 0,16% (yoy) sehingga mencapai Rp14.557,29 triliun. Transaksi BI-FAST tercatat Rp701,61 triliun atau tumbuh 53,08% (yoy).

Sementara itu transaksi digitalbanking mencapai Rp5.570,49 triliun atau tumbuh sebesar 10,82% (yoy), sementara transaksi Uang Elektronik (UE) meningkat 35,24% (yoy) sehingga mencapai Rp92,79 triliun. Transaksi QRIS tumbuh 213,31% (yoy), dengan jumlah pengguna mencapai 49,76 juta dan jumlah merchant 32,25 juta.

Di sisi lain  transaksi pembayaran menggunakan kartu ATM/D turun sebesar 5,41% (yoy) sehingga mencapai Rp615,18 triliun. Transaksi kartu kredit masih meningkat 6,60% (yoy) mencapai Rp35,18 triliun. Dari sisi pengelolaan uang Rupiah, jumlah Uang Kartal Yang Diedarkan (UYD) meningkat 6,82% (yoy) sehingga menjadi Rp1.038,26 triliun.

Baca Juga: Neraca Perdagangan Indonesia Surplus 2,93 Miliar Dolar AS

Erwin menambahkan, stabilitas infrastruktur sistem pembayaran tetap terjaga, ditopang interkoneksi struktur industri yang semakin luas. Dari sisi infrastruktur, kelancaran dan keandalan Sistem Pembayaran Bank Indonesia (SPBI) terjaga dengan baik, aman, dan andal, didukung kondisi likuiditas dan operasional yang memadai.

Dari sisi struktur industri, interkoneksi sistem pembayaran dan perluasan ekosistem Ekonomi Keuangan Digital (EKD) terus meningkat. Transaksi pembayaran berbasis Standar Nasional Open API Pembayaran (SNAP) yang memfasilitasi interkoneksi di sistem pembayaran tumbuh positif didorong perluasan kerja sama antara pelaku industri.[]

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